This policy is designed to protect aviation pilots when they lost their piloting license due to a suspension.

In any other industry, a person diagnosed with high blood pressure, or hypertension would be able to continue working and not be labeled “disabled”. However, if a pilot’s blood pressure is not within the “acceptable” standard, then they could lose their license to fly or be suspended due to medical issues. Likewise, a minor injury in a standard job would still allow for a person to continue working, however, under the Federal Aviation’s Administrations (FAA) strict medical standards, after an injury a pilot may no longer qualify to fly and therefore lose his license. Pilots face many risks that could affect their ability to retain or renew their medical certificate which is required to continue working as a pilot. This makes it imperative for pilots to find and carry disability insurance through loss of license insurance in the right amount of coverage for their needs.